Non-raisable check.



CHARLES H. NIXON OF CLEVELAND, OHIO.

FFIQE.

N ON-RAISAB LE CHE OK.

Specification of Letters Patent.

Patented July 30, 1907.

Application filed May 12,1906; Serial No. 316,487.

To all whom it may concern:

Be it known that I, OnARLns H. NIXON, a citizen of the United States, residing at Cleveland, in the county of Cuyahoga and State of Ohio, have invented certain new and useful Improvements in Non-Raisable Checks, of which the following is a specification.

My invention relates to improvements in non-rais able bank-checks, drafts, bills of exchange, or other paper used in monetary transactions, and the primary object of the invention is to provide such written evidences of value with means for preventing the raising or changing of such evidences of value so as to call for different amounts from those for which they were originally made out. I

My invention relates particularly to that class of safety checks and analogous papers which are provided with a series of figures and perforations arranged in the body of the check so as to indicate exactly or approximately the amount for which the check or paper is intended.

The invention consists in the novel formation and arrangement of figures and perforations arranged in blocks or groups, and means for indicating the figures, in said blocks or groups, corresponding with the amount in dollars for which the check or paper is made out, thereby producing a paper for use in monetary transactions .which will assure greater security against fraud than any other device of the same class with which I am acquainted.

With these ends in view, the invention consists in the novel construction and arrangement, hereinafter described, illustrated in the accompanying drawings, and particularly pointed out in the appended claims.

Referring to the accompanying drawings, forming a part of this specification, Figure 1, is a plan view of a check embodying my invention. Fig. 2, a perspective view of a metallic plate which may be used in connection with the same. Fig. 3, a longitudinal sectional view taken through line 3-3 of Fig. 1, showing the manner of using the metallic plate in connection with the improved check.

Similar numerals of reference designate like parts throughout all the figures of the drawings.

Referring now to the drawings, 1, designates the body of the check, and the face of the check may be printed in the usual manner, such as, name of bank, date, and amount spaces, but, preferably, arranged as shown, and hereinafter more fully described.

The face of the body of the check is provided with a series of blocks or groups 2, preferably provided with marginal or border lines, and arranged in a horizontal line, as shown, and each block or group comprises a cipher and the nine digits, preferably arranged in a horizontal line, consecutively, from right to left.

As a means for indicating spaces for, and in order to prevent the moving of, the numerals or figures, laterally, a series of small perforations 3, are arranged and interposed, in the present instance, in horizontal lines between the numerals or figures, and, as a further means for properly positioning said numerals or figures and indicating their proper relative position, a series of perforations 4, are-arranged, in the present instance, horizontally, above and below said figures, and, preferably, above and below the figures 0, 5, and 9, as shown in the'drawings. The name of the payee and the amount payable being filled out on the face of the body of the check and stub in the ordinary manner, the various numerals or figures, comprised in the several blocks or groups, corresponding with the amount for which the check is made out, are indicated by means of an angled slit or cut away tongue portion 5, the ap 02 of which serves as a pointer or indicator designating the figures to its right corresponding with the amount for which the check is made out, in the several blocks or groups, reading from right to left.

The tearing or cutting out of the several cut away tongue portions is facilitated by means of a metallic plate 6, provided at its side or front edge with an angled stud or indicator 7, and said plate is secured to the ch eclc book in any suitable manner, but preferably, by means of rubber bands or cords passing through openings 8, in the ends thereof, whereby the metallic plate may be drawn forwardly to make the desired indenturcs of the several groups, to indicate the numerals corresponding with the amount for which the check is made out. For example, a check being made out for the sum of $367 .00, as indicated in. Fig. l, of the drawings, the plate 6, is placed over the first left hand group 2, with the point of the stud or indicator 7, just to the left of the figure 3, and, preferably, with the point thereof immediately over the small perforation 3, interposed between the numerals 3, and 4. The end 9,,of the check is then elevated as shown in Fig. 3, against the front edge of the plate causing the stud or indicator '7, to remove or cut out an angled portion or tongue 5, immediately beneath the same. This operation is repeated throughout the several groups to designate the proper numerals therein, and indicate the sum total for which the check has been drawn. Any block or group to the right not need ed to designate the total sum is indented to the extreme right end thereof, removing the cipher, to indicate that such group is not used in reading the sum total of the check, as shown in Fig. 1, of the drawings.

Having thus described my invention, without having attempted to set forth all the forms in which it may bemade, or. all the modes of its use, I declare that what I claiin and desire to secure by Letters Patent is,

1. A paper used in monetary transactions, provided with a series of alining groups of figures horizontally-arranged on its face, an angled indicator-slit in' each of said groups and having its apex terminating at one side of one of said figures, and perforations arranged above and below the middle and end figures of said groups.

2. A check or other paper representing Value, comprising a niain body portion having a series of horizontallyarranged alining blocks, each provided with border lines inclosing a series of horizontally-arranged figures and perforations,.and angled indicator-slits forming pointed tongue portions adjacent to the sides of the figures corresponding with the amount for which the paper is made said perforations, and a series of alining perforations adja out.

3. A check or other paper representing Value, comprising a main body portion having a series of isolated alining panels each provided with a series of horizontally-arranged figures, horizontally-aiming perforations interposed between said figures, a series of angled indicator-tongues having the free or pointed ends thereof terminating in certain of said perforations, and perforations arranged above and below the middle and end figures of said panels.

4. A check provided with a series of horizontally-aiming figures and perforations arranged in isolated groups throughout the body thereof, and angled slits terminating in apexes between said figures and forming pointers designating figures in the groups corresponding with the amount for which the check is drawn.

5. A check or other paper used in monetary transactions,-

comprising a series of horizontally-arranged isolated blocks or panels provided with border lines inclosing a series of alining figures, horizontally-aiming perforations interposed between said figures, a series of angle slits forming pointed indicatontongues terminating in certain of cent to the middle and end figures thereof.

6. A paper used in monetary transactions, provided with a series of isolated alining blocks or groups of alining figures, horizontally-alining perforations interposed between said figures, and a plurality of pointed indicatortongues terminating in certain of said perforations and designating the figures corresponding with the amount for which the paper is made out.

In testimony whereof I have signed my name to this specification in the presence of two subscribing witnesses.

CHARLES. H. NIXON.

Witnesses O. C. BILLMAN, Nn'r'rin M. MALLE. 

